Risk Management
Alliance Agra, LLC is a full service crop insurance agency based in Ashley, Indiana. With agents licensed to sell in Indiana, Ohio and Michigan. As full time agents we understand the inherent risk that production agriculture has today. We will listen to your needs, your concerns and your goals so that we can assist you in developing a risk management package. With some much volatility and uncertainty today, we have solutions. Helping you manage risk is our ultimate goal.
YP-Yield Protection
- Protect yourself against individual yield loss for (corn, soybean and wheat)
- Coverage Levels from 50 to 85%
- Replant and Prevented Planting Coverage
- Indemnity based on Yield Loss Only
RP-Revenue Protection
- Insure against revenue loss due to fluctuation in yield and/or price
- Coverage Levels from 50-85%, (Plus Higher of the Projected Price or Harvest Price)
- Replant and Prevented Planting Coverage
- Indemnity based on Revenue Losses
GRP-Group Risk Plan
- GRP does NOT provide individual yield loss protection
- Yield loss protection based on county Trigger Yield (yields calculated by NASS)
- No Replant or Prevented Planting Coverage
- Indemnity based on Final County Yield Being Less than Trigger Yield
GRIP-Group Risk Income Protection
- GRIP does NOT provide individual revenue loss protection
- Revenue protection based on County Revenue (yields calculated by NASS)
- Price determined Higher of Projected Price or Harvest Price for HRO option
- Indemnity based on Final County Revenue Being Less than Trigger Revenue
Crop Hail
- Gives you acre-by-acre protection
- Can pickup gaps that you might have with your MPCI policy
- Green Snap and Wind coverage, also Grain in transit or Fire coverage
LGM-Livestock Gross Margin Dairy
- LGM Dairy policies cover loss of gross margins (the market value of milk minus feed costs) on the insured milk. The policy uses futures prices (CME Exchange) for corn, milk and soybean meal to determine expected margin and actual gross margins. Producers can sign up 12 times per year, tailored to fit most farming operations. The insurance period is 11 month long, with 10 coverage months. Subsidy percentages range from 18% to 50% and are provided based on the deductible you select.
